Eligibility Criteria
- Must be a full-time salaried employee with a minimum take-home salary of ₹ 30,000/month OR
- Must be a self-employed professional with an income of at least ₹ 30,000/month. (Only certain professionals like doctors, lawyers, or business owners qualify)
- Must be above 23 years and below 55 years of age
- Must be a resident of one of the following cities:
- Should fulfill KYC documents requirements
- Should have his/her own house in the city where he/she is applying
- Age should be between 18 to 58 years
- Should not have any recent and frequent NACH or EMI Bouncing
- Should meet the acceptable credit norms according to Credit Settle Emi
Required Documents
- Pan Card Number
- Professional Selfie (To be taken on the MoneyTap App)
- Address Proof (Valid Driving License / Valid Passport / Aadhar Card)
- ID Proof (Valid Driving License / Valid Passport / Voter’s ID / Aadhar Card / Pan Card)
- Processing Charges Processing charges may be occurred for Rs.3350/-( 3000 Rupees Refundable & 350 Transactional Charges)
Key Features
- Industry best interest rates starting at 10.49%*
- 100% digital, paperless online process
- Balance Transfer of Personal Loans and Credit Cards at best rates
- Flexible tenures, up to 60 months
